How to Pay Your Mexican Property Taxes
Property Taxes in Mexico typically are very low compared to most parts of Canada and the United States. The tax amount for each year is available after the 7th of January each year. You can check your property taxes on line by going to http://www.eloscabos.gob.mx/ and click on Pagos (Payments). Then click on Consultas y Pagos Impuesto Predial (Consult Payment of Property Taxes). Here you will see it says Asigna la Clave Catastral with a box next to it.
The Clave Catastral is your property tax Id number. You will find this number written on the deed to your property usually where the property description is. Put the number into the box. The it says "Elija El Bimestre Consultar" which means Choose the two months period to consult. For the tax amount for the whole year choose "6". Then move to the right of the page and click on the magnifying glass and this will provide you with the statement of account.
Property taxes can be paid in January to receive up to 20% discount, in February for up to 15% discount and in March for up to 5% discount. They can also be paid every two months if you cannot pay for the entire year at one time. In this case change the two months period you wish to consult by changing the number to 1 for one two month period or 2 for the four month period or 3 for six months period and so on. Payments in increments do not receive the tax discounts.
Even though the property taxes in Mexico are inexpensive the penalties for non payment or late payment of property taxes are high. And the penalty will also compound. In many cases of non payment of property taxes the penalties compounding can add up daily. If you have never paid your property taxes or are delinquent for many years the city can place a lien on your property. They will try to contact you by the address on record on your Fideicomiso. If contact is not made by that avenue they may deliver notice to the home owners association (if you have one) for your property here in Mexico. If they cannot reach you or you do not respond the lien will remain for a time period and the property will be put up for auction. This is common practice in many countries.
Keep in mind with billing in Mexico of credit cards, water, electricity, trust fee's payments etc, and property tax payments it is the responsibility of the property owner to be diligent in remembering to pay and when. Property tax bills are not "mailed". The on line payment system is not always reliable so if you do get your payment to go through it is important for you to also check physically at the tax office with your payment receipt to make sure that your clave catastral (tax Id) has been credited accordingly. If the online system does not accept your payment you can have your property manager pay it for you or there are several companies locally that will help you to pay the tax if you wire the money to them and then they will physically go and pay it and provide you with the official receipt of payment.
So pay your property taxes and keep them current.
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